Enter the email address you provided in your loan application. You can sign in to make a payment on your Bread Pay loan or your Bread Loan. Easily manage your loan from our Member Portal.

At Bread Financial, we provide simple payment, lending and saving solutions. Explore our options for personal and business needs – from credit cards to pay-over-time.

Premium Cardholder Perks When You Use Your Bread Cashback® American Express® Credit Card 2% unlimited cash back on purchases 1

Bread Pay® offers a simple way to pay over time. Apply quickly with a fast decision. Set autopay for ease, and enjoy no prepayment penalties or deferred interest.

A Bread Pay™ Installment Loan helps you make online or in-store purchases with participating retailers with repayment options that fit your budget. Terms range from 3 to 48 months and rates from 0.00% …

Aug 24, 2025 · With Bread Pay, you can buy now and pay later. That means no more interest fees or late payments—you can simply spread the cost of your purchase over time. And because there’s no …

Bread Pay® is an easy way to buy the device (s) and accessories you want now either online or in-store, while paying in installments that work with your monthly budget.

“Bread Payment” generally refers to a service offered by Bread Financial (or simply “Bread”) that allows consumers to buy now and pay later, or pay over time, often in installments.

Buy now and pay over time with Bread Pay®. Select a payment plan that works for you with no hidden fees, prepayment penalties, or surprises.

25% extra points every billing cycle you make 20 or more purchases on your Bread Rewards Card 2