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  1. Single Family Housing Direct Home Loans - Rural Development

    This program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.

  2. What Is a USDA Loan? Am I Eligible for One? - NerdWallet

    A USDA home loan is a zero-down-payment mortgage for home buyers in eligible towns and rural areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program, a …

  3. USDA Home Loan: Meaning, Types, How to Get One - Investopedia

    May 1, 2025 · USDA home loans help low- and moderate-income buyers purchase homes in eligible rural areas with 0% down. Learn about the different types, eligibility, and how to apply.

  4. USDA loans: What are they and am I eligible? - Bankrate

    Jul 1, 2025 · A USDA loan is a no-down payment mortgage for low- and moderate-income homebuyers in largely rural areas. See if you're eligible for one.

  5. USDA Loans | Rates, Terms & Requirements 2026

    Jan 6, 2026 · USDA loans allow zero down payment and offer lenient requirements. Plus, USDA loan rates are below average. Find out if you qualify.

  6. USDA Home Loan: 2025 Updates, Benefits, and Complete Guide ...

    Oct 4, 2025 · A USDA home loan is a government-backed mortgage designed to help individuals and families achieve homeownership in rural communities. In 2025, these loans continue to offer zero …